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First Seacoast Bancorp (First Seacoast Bancorp) Earnings Yield % : N/A% (As of Apr. 30, 2024)


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What is First Seacoast Bancorp Earnings Yield %?

The earnings yield is an indication of how much return shareholders' investment in the company earned over the past 12 months. The higher the earnings yield is, the better.

As of today (2024-04-30), the stock price of First Seacoast Bancorp is $8.73. First Seacoast Bancorp's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2023 was $-2.30. Therefore, First Seacoast Bancorp's earnings yield of today is N/A%.

The earnings yield does not consider the growth of the business. A better indicator of the attractiveness of an investment which takes growth into account is the Forward Rate of Return (Yacktman) %. First Seacoast Bancorp's Forward Rate of Return (Yacktman) % for the quarter that ended in Dec. 2023 was 0.00%. The Forward Rate of Return uses the normalized Free Cash Flow of the past seven years, and considers growth. The forward rate of return can be thought of as the return that investors buying the stock today can expect from it in the future.


First Seacoast Bancorp Earnings Yield % Calculation

Earnings yield is the reciprocal of the P/E Ratio.

First Seacoast Bancorp's Earnings Yield for today is calculated as

Earnings Yield=Earnings per Share (Diluted) (TTM)/Share Price
=-2.300/8.73
=N/A %

First Seacoast Bancorp's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2023 adds up the quarterly data reported by the company within the most recent 12 months, which was $-2.300 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

Earnings Yield=Net Income /Market Cap

The earnings in the calculation is the Trailing Twelve Months earnings.


First Seacoast Bancorp  (NAS:FSEA) Earnings Yield % Explanation

If the P/E ratio is an indication of how many years it takes for the company to earn back the stock price shareholders pay to buy the shares, the earnings yield is an indication of how much return shareholders' investment in the company earned over the past 12 months. The higher the earnings yield is, the better.

If a company loses money, the earnings yield is negative. This gives a more straightforward indication that the company is losing money. This is an advantage of using earnings yield instead of the P/E ratio in valuation. For valuation purposes, the P/B Ratio and the P/S Ratio should be used for companies that are losing money.

Like the P/E ratio, the earnings yield can be used to compare investments in different industries. It can even be used to compare the attractiveness of different asset classes such as bonds and cash. Of course, the earnings yield should not be the only factor in deciding which asset classes to invest.

Also similar to the P/E ratio, the earnings yield does not consider the growth of the business. A growing company with the same earnings yield should be more attractive than a company that has the same earnings yield but does not grow.

A better indicator of the attractiveness of an investment which takes growth into account is the Forward Rate of Return (Yacktman) %.

Be Aware

Just like the P/E Ratio, non-recurring items such as selling part of the business, selling a previous investment, etc., can affect earnings yield dramatically. The earning yield is also a poor indication for cyclical companies. When a cyclical stock has a high earnings yield it is usually at the peak of its cycle.


First Seacoast Bancorp Earnings Yield % Related Terms

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First Seacoast Bancorp (First Seacoast Bancorp) Business Description

Traded in Other Exchanges
N/A
Address
633 Central Avenue, Dover, NH, USA, 03820
First Seacoast Bancorp Inc is a savings and loan holding company. Its business consists of taking deposits from the general public and investing those deposits, together with funds generated from operations and borrowings from the Federal Home Loan Bank, in one-to-four-family residential real estate loans, commercial real estate, and multi-family real estate loans, acquisition, development and land loans, commercial and industrial loans, home equity loans and lines of credit and consumer loans. The company generates revenue from financial instruments, such as loans, letters of credit, and investment securities, as well as revenue related to mortgage servicing activities and bank-owned life insurance.
Executives
Richard M Donovan director, officer: SVP and CFO C/O FIRST SEACOAST BANCORP, 633 CENTRAL AVENUE, DOVER NH 03820
Mark P. Boulanger director 633 CENTRAL AVENUE, DOVER NH 03820
James R. Brannen director, officer: President & CEO 633 CENTRAL AVENUE, DOVER NH 03820
Paul Nee officer: SVP and CIO 633 CENTRAL AVENUE, DOVER NH 03820
Timothy F. Dargan officer: SVP and Sr. CLO 633 CENTRAL AVENUE, DOVER NH 03820
Thomas J. Jean director 633 CENTRAL AVENUE, DOVER NH 03820
John E. Swenson officer: SVP and CRO 633 CENTRAL AVENUE, DOVER NH 03820
Michael J. Bolduc director 633 CENTRAL AVENUE, DOVER NH 03820
James Jalbert director 633 CENTRAL AVENUE, DOVER NH 03820
Janet Sylvester director 633 CENTRAL AVENUE, DOVER NH 03820
Paula J. Williamson-reid director 633 CENTRAL AVENUE, DOVER NH 03820
Jean Tremblay officer: SVP and Sr. RLO 633 CENTRAL AVENUE, DOVER NH 03820
Dana C Lynch director 633 CENTRAL AVENUE, DOVER NH 03820
Erica A. Johnson director 633 CENTRAL AVENUE, DOVER NH 03820
Patricia A. Barbour director 633 CENTRAL AVENUE, DOVER NH 03820